Last Updated: 11-jan-2025
Welcome to Loan Sarthak (“we”, “our”, “us”). Your privacy is very important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit or use our website www.loansarthak.in and our related services, similar in structure and intent to leading financial platforms such as Paisabazaar.
By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.
1. Information We Collect
We may collect the following types of information:
a) Personal Information
When you apply for a loan, credit card, insurance policy, or contact us, we may collect:
- Full Name
- Mobile Number
- Email Address
- Date of Birth
- PAN Card / Aadhaar details (where required)
- Employment and income details
- City, state, and PIN code
b) Financial Information
- Loan requirements and preferences
- Credit score range (if shared by you)
- Banking or repayment-related details (only when required for service delivery)
c) Non-Personal Information
- IP address
- Browser type and device information
- Pages visited, time spent, and referral URLs
- Cookies and tracking data
2. How We Use Your Information
We use the collected information for the following purposes:
- To check eligibility for loans, credit cards, and insurance products
- To connect you with banks, NBFCs, and financial partners
- To process applications and provide customer support
- To improve website performance, user experience, and services
- To send important updates, alerts, and promotional communications
- To comply with legal and regulatory requirements
3. Sharing of Information
We do not sell your personal information. However, we may share your information with:
- Banks, NBFCs, and financial institutions for loan/credit card processing
- Third-party service providers assisting in verification, analytics, or communication
- Government or regulatory authorities if required by law
All partners are required to follow strict data protection and confidentiality obligations.
4. Cookies Policy
Loan Sarthak uses cookies and similar technologies to:
- Remember user preferences
- Analyze traffic and user behavior
- Improve website functionality and performance
You can disable cookies through your browser settings, but some features of the website may not function properly.
5. Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal data against:
- Unauthorized access
- Loss, misuse, or alteration
However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Third-Party Links
Our website may contain links to third-party websites (banks, partners, advertisers). Loan Sarthak is not responsible for the privacy practices or content of such external websites. We encourage you to review their privacy policies separately.
7. User Consent
By submitting your information on Loan Sarthak, you:
- Consent to collection, processing, and sharing of your data as described in this policy
- Authorize us and our partners to contact you via call, SMS, WhatsApp, or email regarding your application, even if your number is registered under DND (as per applicable laws)
8. Data Retention
We retain your personal information only for as long as necessary to:
- Fulfill the purposes outlined in this policy
- Comply with legal, regulatory, or contractual obligations
9. Changes to This Privacy Policy
Loan Sarthak reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the website after changes constitutes acceptance of the revised policy.
10. Contact Us
If you have any questions or concerns regarding this Privacy Policy or our data practices, you can contact us at:
Loan Sarthak
Website: www.loansarthak.in
Email: care@loansarthak.in
Phone: 7208115414
Disclaimer: Loan Sarthak is a digital financial assistance platform. We are not a bank or NBFC. Final approval, interest rates, and terms are decided solely by the respective banks or financial institutions.