Disclaimer – Loan Sarthak
Last Updated: 15 Feb 2026
Welcome to Loan Sarthak.
By accessing or using our website and/or Android application, you acknowledge and agree to this Disclaimer. Therefore, we strongly recommend that you read this page carefully before using our services.
1. Informational Purpose Only
All information, content, calculators, tools, and comparisons provided on Loan Sarthak are intended strictly for educational and informational purposes.
While we strive to provide accurate and updated information, we do not provide financial, legal, tax, or investment advice. Accordingly, users should consult a qualified financial advisor, banker, or certified professional before making any financial decisions.
In other words, any action you take based on the information provided on this platform is at your own discretion and risk.
2. Not a Bank or Financial Institution
Loan Sarthak is a digital information platform. Specifically:
- We are not a bank.
- We are not an NBFC.
- We are not an RBI-registered lending institution.
- We do not provide, approve, or disburse loans.
Instead, we offer loan-related calculators, comparison tools, and financial education resources. Therefore, any loan agreement you enter into will be directly between you and the respective lender.
3. Calculator Accuracy & Estimates
Our EMI calculators, Home Loan calculators, Personal Loan calculators, Car Loan calculators, Flat vs. Reducing Rate calculators, and other financial tools generate estimated results.
Although we use standard financial formulas, actual loan details may vary. For instance, banks may include processing fees, insurance premiums, GST, penalties, floating rate revisions, or additional charges that are not reflected in our tools.
Therefore, the final EMI, interest rate, and repayment schedule will always depend on the official sanction letter issued by the lender.
4. Third-Party Links & External Services
From time to time, Loan Sarthak may display links, advertisements, or promotional content from third-party banks, NBFCs, or fintech companies.
However, we do not control their policies, approval processes, or loan terms. Additionally, we cannot guarantee the availability of any specific offer or interest rate displayed on their platforms.
Accordingly, users should carefully review the official terms and conditions of the respective financial institution before applying.
5. Affiliate Disclosure
Loan Sarthak may participate in affiliate partnerships with certain financial service providers. As a result, we may earn a commission if you apply through our referral links.
Importantly, this commission comes at no additional cost to you. Furthermore, our editorial content and comparisons are created independently and are not influenced by affiliate partnerships.
6. Android Application Disclaimer
The Loan Sarthak Android application functions solely as an informational and calculator-based tool.
It does not directly approve, sanction, or disburse loans. Instead, it helps users estimate EMIs, compare loan structures, and understand repayment scenarios.
Moreover, all interest rates and loan figures displayed within the app are indicative and subject to change without prior notice.
7. No Guarantees
Loan Sarthak does not guarantee loan approval, the lowest interest rate, loan eligibility, or credit score improvement.
Since lending decisions are made solely by the respective financial institution, approval depends entirely on the applicant’s credit profile, income, documentation, and internal lender policies.
Therefore, we cannot influence or override any lender’s final decision.
8. Limitation of Liability
While we aim to provide reliable tools and information, Loan Sarthak shall not be held liable for any financial loss, loan rejection, EMI miscalculation, investment decision, or data-related issue arising from the use of our website or app.
Accordingly, users agree that they are solely responsible for evaluating financial risks before making any commitments.
9. Updates & Policy Changes
Interest rates, RBI regulations, and lending policies frequently change. Therefore, information available on Loan Sarthak may be updated periodically.
However, we do not guarantee real-time accuracy or completeness of all content. Users are encouraged to verify critical financial details directly with the concerned bank or financial institution.
10. Contact Information
If you have any questions regarding this Disclaimer, please contact us:
📧 loansarthak@gmail.com
🌐 Website: www.loansarthak.com