Terms & Conditions – LoanSarthak
Last Updated: 15 Feb, 2026
Welcome to LoanSarthak. By accessing or using our website (https://loansarthak.in/) and Android mobile application, you agree to these Terms & Conditions. Therefore, if you disagree with any part of these terms, you should discontinue use immediately.
1. About LoanSarthak
LoanSarthak operates as a financial information and comparison platform. However, we do not provide loans directly. Moreover, we are neither a bank nor an NBFC.
Instead, LoanSarthak displays loan and credit card information from third-party RBI-registered banks and NBFCs. As a result, users can compare options before applying.
2. Role of LoanSarthak
LoanSarthak works only as a lead generation and information provider. Therefore, we do not approve, reject, or disburse loans.
Additionally, we do not decide interest rates, fees, or loan tenure. Instead, the final decision always remains with the respective bank or NBFC.
3. User Eligibility
By using our website or Android app, you confirm that you are 18 years or older. Furthermore, you agree to provide accurate and complete information.
Otherwise, lenders may reject your application. Consequently, users should verify their eligibility before applying.
4. Use of Website & Android App
Users must use LoanSarthak responsibly. In particular, users must not submit false or misleading information.
Moreover, users must not attempt to hack, damage, or misuse the platform. As a result, any violation may lead to suspension or permanent restriction of access.
5. Third-Party Services & Links
LoanSarthak may redirect users to third-party websites or mobile applications. However, we do not control these platforms.
Therefore, we do not guarantee their services or accuracy. Additionally, users should review third-party terms and privacy policies before proceeding.
6. Fees & Charges
LoanSarthak does not charge users for accessing financial information. However, partner banks or NBFCs may charge fees.
These may include, but are not limited to, processing fees, interest, penalties, or late charges. Accordingly, users should confirm all charges directly with the lender.
7. Data Usage & Privacy
We collect and process user data according to our Privacy Policy:
👉 https://loansarthak.in/privacy-policy
Moreover, we do not sell personal data. Instead, we share required details only with partner banks or NBFCs for loan processing purposes.
8. No Financial Advice
All information on LoanSarthak is provided for general informational purposes only. Therefore, it should not be considered financial or legal advice.
Furthermore, users should independently verify loan terms with the lender before making decisions.
9. Limitation of Liability
LoanSarthak is not responsible for loan rejection, delays, or financial loss. Additionally, we do not guarantee the accuracy of third-party information.
As a result, users use the platform entirely at their own risk.
10. Intellectual Property
All content, including text, logos, and design, belongs to LoanSarthak. Therefore, users may not copy or reuse content without written permission.
Moreover, unauthorized use may result in legal action.
11. Termination of Access
We reserve the right to suspend or terminate access to the website or Android app. Especially, this applies when users violate these Terms & Conditions.
Consequently, continued access depends on compliance with these rules.
12. Changes to Terms
LoanSarthak may update these Terms & Conditions from time to time. Hence, users should review this page regularly.
Additionally, continued use of the platform indicates acceptance of updated terms.
13. Governing Law
These Terms & Conditions follow the laws of India. Accordingly, Indian courts shall have exclusive jurisdiction over disputes.
14. Contact Information
For questions or concerns, users may contact us:
📧 Email: care@loansarthak.in | loansarthak@gmail.com
🌐 Website: https://loansarthak.in
✅ Google Play Compliance Statement
LoanSarthak does not provide loans directly. Instead, it connects users with RBI-registered banks and NBFCs only.