Personal Loan Online Apply – Instant Approval up to ₹5 Lakh
Low CIBIL? No Salary Slip? No Problem. 100% Online Process with Fast Disbursal.
Quick Apply Form
Instant Personal Loan – Features & Benefits
- Loan Amount: ₹10,000 – ₹5,00,000
- Interest Rate: Starting from 11%*
- Flexible Tenure up to 60 Months
- Same Day Disbursal Available
- Minimal Documentation
- Low CIBIL Personal Loan Options
LoanSarthak helps you apply for personal loan online easily. Whether you need urgent cash loan online in India or looking for instant loan for private job employees, our partner NBFC network helps increase approval chances.
Who Can Apply for Personal Loan?
- Age between 21–58 years
- Salaried & Self-Employed Individuals
- Minimum Monthly Income ₹12,000+
- Active Bank Account Holder
Even if you have a 600 CIBIL score, loan apply options may be available depending on income profile and repayment capacity.
Documents Required
- Aadhaar Card
- PAN Card
- Bank Statement (Last 3–6 Months)
- Salary Slip (If Applicable)
Some lenders may offer personal loan without salary slip in Mumbai and other cities based on alternate income verification.
How to Apply for Personal Loan Online?
- Fill Online Application Form
- Submit Basic Details
- Get Instant Eligibility Check
- Complete Verification
- Receive Loan in Bank Account
Personal Loan for Low CIBIL Score
If your credit score is low, approval may still be possible. However, interest rates may vary. Low CIBIL personal loan approval depends on income stability and repayment record.
Interest Rates & Charges
Interest rates start from 11%* and vary based on profile, income, and lender policy. Processing fee and other applicable charges may apply as per NBFC partner guidelines.
Why Choose LoanSarthak?
- Fast Processing
- Secure & Confidential Data
- Multiple RBI Registered NBFC Partners
- High Approval Ratio
Frequently Asked Questions
Q1. How long does it take to get a personal loan?
Usually 24–48 hours after approval.
Q2. Can I get loan with low CIBIL?
Yes, subject to eligibility.
Q3. What is minimum salary requirement?
Generally ₹12,000+ per month.
Q4. Is the process fully online?
Yes, 100% digital application process.